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8441 Lorraine Road Lakewood Ranch, FL 34202
(941) 999-3131

Richard Dean Insurance


Welcome to Richard Dean Insurance

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Richard Dean Insurance is a full-service insurance agency offering a wide range of coverages and protections, serving Sarasota, Lakewood Ranch and all of Southwest Florida.


Your home is where you store your valuables and protect your family. Make sure your home, whether renting or owning, is covered against catastrophic loss.



Full selection of coverages for automobiles including cars, trucks, motorcycles and more. We even cover the fun stuff like boats, ATVs, Golf Carts and More. It pays to protect!



Protect yourself now against those big Florida storms and hurricanes. We offer policies that cover flooding, damages and a variety of other natural disasters.



Full insurance coverage for your business, property and more. Offering plans for your employees like blank and blank and this and that and one more line and we are good!

Richard Dean Insurance | Lakewood Ranch

Our PROMISE to You

Our promise is to make sure we find the best market rate for your home insurance. We do this by searching up to 15 different A-rated home insurance companies.

You can rest assured knowing that we always insure homes through the most financially stable insurers in the market.

Companies such as Castle Key, Tower Hill, United Property & Casualty, St. Johns, Florida Peninsula, Fed Nat, Universal North America & Cabrillo are some of the carriers we may recommend.


Insurance to keep what’s valuable safe.

Richard Dean Insurance offers a full line of insurance products for personal and business needs.

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Homeowners & Renters

Homeowners insurance gives you peace of mind that your home and belongings are protected against fire, hurricane, lightning and more.

Automotive & Specialty Auto

Auto & Motorcycle insurance protects your vehicles with liability, medical and collision protection.

Business Insurance

We offer a full line of commercial insurance solutions for your business, yourself and your employees too.

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The Importance of the Right Insurance

With so many choices, it’s hard to know what insurance to choose. Let’s sit down and get you the right insurance for you, your family and your business.


Protect your home and assets, even if you are renting. Flood & Storm coverage available. Get covered!


Get coverage for special events and situations. We can customize a policy for your particular needs.


We insure cars, trucks, motorcycles, golf carts, jet skis, ATVs and more. Let us give you a quote to compare.


Come to Richard Dean Insurance for your business insurance needs, including disability, retirement, financial services and employee benefits.

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Richard Dean Insurance Reviews from Real Customers

Our customers are what make us great. Here are some of the reviews.

As a recent home buyer I was confused as to what homeowners coverage i actually needed. Richard and his team explained all of the options to me and provided a rate that was lower than i expected.
Richard and his team provide exceptional customer service and are always there to answer any questions and guide you in the right direction.

Beth F.
Sarasota, Florida
5 stars

It is without hesitation that we recommend Richard Dean Insurance as an insurance agent. He is thorough and explains the options that may best fit our needs. Richard is very responsive to questions and explains things in terms that we can relate to. He is very mindful of customer satisfaction. For instance, one of our cars blew out a tire, and he responded right away to answer questions- making sure that we knew how to get in contact with a tow truck. He followed up afterwards to make sure everything went smoothly. We would highly recommend him to anyone seeking insurance.

Roland & Tiffany S. 
Fort Myers, Florida
5 stars

Richard has been a valuable asset in my life. When I wasn’t able to acquire homeowner’s insurance, he was able to give me the information I needed to make an informed decision that I felt comfortable with. His knowledge of the insurance market and his drive in this venture has made him an asset. His honesty and forthcoming attitude not only make him a valuable person to work with, but a leader in his industry. 

Julia R.
Sarasota, Florida
5 stars

I highly recommend Richard Dean insurance. Richard is very responsive and always available to answer my questions. He has been proactive in finding me the best coverage and price for all of my insurance needs. He really took the time to explain all of my coverages and options. Personal and professional service!

Sarah T.
Fort Myers, Florida
5 stars

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